It's no mystery that hailstones can cause a lot of damage to roofs, windows, siding and much more.  When it hits many times it damages roof coverings and leads to damaged ceilings, walls and floors.  There are approximately 3,000 hailstorms annually in the United States which result in approximately $1,6 billion in insured losses.  

Hail Facts

  • States with the highest risk for hail include Iowa, Nebraska, Minnesota, Missouri, South Dakota, Colorado, Kansas, Oklahoma, Texas & Wyoming. 
  • Peak months for hail activity are March, April, May and June.
  • The largest hailstone recorded in the United States fell on July 23, 2010 in Vivian, South Dakota.  It measured 8 inches in diameter and 18.62 in circumference.  It weighed 1.93 pounds.

Having the right roof is as important as using the right contractor

Having the right roof covering can save you trouble and money.  Selecting a roofing contractor that is a member to the National Roof Contractor's Association is usually a good choice.  They are up to date on the latest issues and product requirements and can help homeowners and building owners make good choices on which roof is right for you.  Some other facts to consider when choosing a roofing contractor:  

  • Does the roofing contractor have any training or certification?  Many times roofing manufacturing companies require this for roofers installing their products.  
  • Always be sure the roofing contractor has obtained the proper building permits that are required in your area.
  • Check the contractors references.
  • Be certain that the roofer is bonded and insured.   

Hail Struck!

If you are the unlucky victim of a hail damage report the damage to your insurance agent immediately.  After the severe weather has passed make any temporary repairs that may be necessary to prevent any further damage.  Cover broken windows or openings with tarps, plastic or boards. Keep safety in mind as you attempt to close and prevent further damage.  Many times the insurance company will reimburse for the cost of temporary repairs.  

Resources:  Insurance Institute for Business & Home Safety, State Auto Insurance Company