Ames Home Insurance
Protect Your Biggest Asset – Your Home
If you are like most people, your home is your largest asset and you need to protect it. There are a number of hazards that a homeowner could fall victim to. Some of the most common are wind, hail, fire and water backup not to mention if you were ever held liable for a dog bite or a slip and fall on your property.
Any one of these situations could happen in the blink of an eye and have the potential to cost thousands of dollars. Having the proper Home Insurance can protect what is most valuable to you and to give you peace of mind. At Knapp Tedesco Insurance, we can advise you on the best protection.
A Home Policy Customized Just For You
Homeowners Insurance provides you with the financial protection you need in case of an unfortunate event or an accident. A standard policy provides these basic coverages:
- Dwelling coverage – pays to repair or rebuild your home
- Other Structures coverage – pays for damage to structures not attached to the home such as garages, sheds and fences.
- Personal property – pays to replace your personal belongings
- Loss of Use – pays for your additional living expenses if you have a claim and must live somewhere else temporarily.
- Liability – portion of your Home Insurance policy that protects you if you are ever responsible for bodily injury to someone or damage someone’s property. Liability coverage also covers defense costs if you are ever involved in a lawsuit.
There are many optional coverages that can be included on a standard Ames home policy in order to customize it to your specific needs. Identity Theft, Earthquake, Home Business coverage, special jewelry and fine arts coverages are a few of those options. Choosing the right Homeowners Insurance takes know-how and we are here to help.
When you insure your home through Knapp Tedesco Insurance you have access to our agents – your trusted advisor – who will be your advocate in the process. Purchasing the right coverage is very important in order to keep you and your family from suffering from financial ruin. We can make sure you are getting the protection you need at a price you can afford.
Knapp Tedesco Insurance – Your Trusted Advisor
At Knapp Tedesco Insurance we can guide you through the purchase of the home policy that is right for you. Our agents will help you determine what Homeowners Insurance coverage is best suited for you, what discounts you might qualify for and offer you the best price.
We have been insuring homes in Ames since 1926. Our agents are here to serve as your trusted advisor for years to come. Complete the Quote Form on this page and let us get to work on our protection today!