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Wednesday, August 26, 2020

Statistics show 4 in 10 husbands and wives have only group life insurance through their employer, but did you know that your group insurance coverage ends when your job does? At Knapp Tedesco, our job is to help you manage risk in the...

Monday, August 17, 2020

The team at Knapp Tedesco is proud to be your local insurance partner for over 90 years. We understand that life happens for our customers, so we’ll be your trusted advisor when you need it most. Choosing the right time to...

Tuesday, August 4, 2020

Business interruption due to Covid-19 is a very real experience for many of our clients. As federal, state, and local governments start to relax business closure orders, business leaders should understand issues of liability. Here are...

Wednesday, July 29, 2020

The Knapp Tedesco team has been your local insurance partner since 1926. In that time, we’ve learned a lot about the needs of our customers. So, as we’ve built our business, we’ve kept customer service and...

Friday, July 17, 2020

If you live in Iowa, you likely love corn on the cob. However, not all corn grown in Iowa is the sweet corn we all enjoy. Did you know that 99% of corn grown in Iowa is “field corn” which is used to make fuel, feed, food...

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Friday, July 10, 2020

When it is hot out, it's important to keep a stable, healthy temperature. Hot weather isn't just uncomfortable—it can be downright dangerous. More than 600 people across the United States die annually due to heat injuries from...

Thursday, July 2, 2020

The Fourth of July is an exciting holiday. It marks our country’s independence and is a great reason to celebrate. There are however precautions to take on the Fourth of July. Take a couple minutes to consider these safety tips...

Friday, June 26, 2020

Hail season is upon us and has already begun to leave its mark in 2020 with storms rolling across the Midwest over the past several weeks. There are about 5,600 hailstorms in the United States every year, resulting in billions of...

Friday, June 19, 2020

It is that time of the year again. Deer are on the move. Unfortunately, with all this movement, car accidents are more likely to occur. With as many as 500,000 deer across the state of Iowa, odds are you’ll see one while driving...

Thursday, June 11, 2020

During our time of quarantine, many people found interest in adopting a new pet. The number of households in the United States with a pet has increased by 3.2 million since last year. While owning a pet is rewarding, be mindful that...

Monday, June 1, 2020

Starting to get bored while at home? Use this list of 5 activities to keep you occupied while trying to limit social interaction. 1. Go on a walk There are numerous benefits of going on a walk. Along with physical benefits, walking...

Wednesday, May 27, 2020

You’ve tossed and turned all night, and when the sun comes up, you get dressed, grab your coffee, and hop in the car. No big deal, right? But getting behind the wheel when you’re yawning could be more dangerous than you...

Wednesday, March 1, 2017

Our smartphones are never without us. They are an incredible tool for staying in contact, researching information, finding directions and well… just about anything. However, most people have serious habits they need to break...

Wednesday, February 8, 2017

In this day in age, being unorganized online can hurt you immensely if you happen to fall victim of a cyber attack. You need to be able to know where all of your important information is stored, and be able to change passwords to...

Wednesday, February 1, 2017

It’s that time of year, Valentine’s Day. More people than ever will be popping the question to their love this year. But did you know that your current coverage typically isn’t enough to cover that gorgeous ring? If...

Wednesday, January 25, 2017

If you are like me, whose car never gets garage priority, you dread defrosting your vehicle's windshields on these cold winter mornings! This winter, save the scraping and cold and try out this windshield defrost hack by Meteorologist...

Wednesday, January 4, 2017

It’s officially 2017. It’s a new year and many of us have set goals to better ourselves and to make positive changes in our lives. Not to start the year off on a negative note, but most people only keep their goals the...

Wednesday, December 28, 2016

New Year’s Day will soon be upon us. It’s the perfect time to start over, and make some great changes in our lives, especially when it comes to our insurance coverage. Here are 6 insurance resolutions for the New Year! 1....

Wednesday, December 21, 2016

It’s a busy time of year. With all of the commotion during the holiday season, it’s important to take extra caution when it comes to keeping our pets safe this time of year! There are some important holiday hazards that...

Wednesday, December 7, 2016

Does Santa Claus have insurance? Not the mall Santa, or any other Santa impostor, I’m talking about the real Santa Claus… Actually, he does. Lloyd's of London, who has a reputation for insuring some off-the-wall things,...

Wednesday, November 30, 2016

If you have been reading this newsletter over the past year, you know that Knapp Tedesco has been celebrating 90 years of insuring people and businesses in Ames, Story County and throughout Iowa. We were honored to have over 325 people...

Wednesday, November 23, 2016

On the evening of September 22nd a storm tracked across the Ames area causing flash flooding across the city. As a result, many Ames residents and businesses experienced water in their basement damaging floors, walls and the contents...

Wednesday, November 9, 2016

Every year at Knapp Tedesco during the months of October, November and December our phones are busy with questions coming to us related to health insurance. We could write an entire newsletter educating and summarizing information for...

Wednesday, October 26, 2016

Halloween is a fun time of year for all. However, it’s important to make your child’s safety your number one priority this Halloween. Here are a few tips and tricks for a fun, spooky, and safe trick-or-treating: Obtain...

Wednesday, October 12, 2016

There are so many things that can influence our emotional wellness, often times being things that are out of our control such as a loss of a loved one or a disaster in life. With October being Emotional Wellness Month, it’s...

Wednesday, October 5, 2016

October is National Breast Cancer Awareness Month (NBCAM). Following skin cancers, breast cancer is the most common cancer among American women. 1 in 8 women in the United States will develop invasive breast cancer. However, technology...

Wednesday, September 28, 2016

Fall has finally arrived. Fall makes people think of all different things. For Iowans, we think about harvest. Whether you live on a farm or not, if you’re in Iowa, it’s important to think about safety around Harvest time....

Wednesday, September 14, 2016

Fall is football season and of course, tailgating! Let’s be honest, the food is the best part about the whole football season! However, it’s important to always be cautious when participating in the pre-football game...

Wednesday, August 31, 2016

This September marks Knapp Tedesco’s 90th year in business. Our clients and community know us for our core values of integrity, exceptional service, trusted advisor, customer focus, and community, but are perhaps unaware of how...

Wednesday, August 24, 2016

Finding the perfect backpack is perhaps one of the most important parts of preparing for back-to-school for your child or teen, and they may be right about that. As clean up began and the damage assessed, many of our clients called in...

Sunday, August 21, 2016

12.2 million Americans require some kind of vision correction but don’t do anything about it, according to the Vision Council of America. This is one of the major reasons to participate in National Eye Exam Month. Check out these...

Wednesday, August 17, 2016

This year we are celebrating our biggest event ever, our 90th anniversary! Come and help us celebrate 90 years of business on September 13th, from 4:00pm to 7:00pm at Knapp Tedesco Insurance, located at 627 Main Street Ames, Iowa. As...

Wednesday, August 3, 2016

With fall approaching, so do many changes associated with returning back to school. Whether you have a new teen driver or you are sending a son or daughter to college, fall is filled with transitions for everyone in the family. With...

Wednesday, July 20, 2016

Pokémon has been around since 1995, and now it’s back and bigger than ever. The game has never been so lifelike than what it is now with Pokémon Go, a mobile app that has users outdoors hunting for virtual...

Wednesday, July 13, 2016

We’ve all seen it, and many of us are even guilty of it… distracted driving. Distracted driving can be anything that distracts you from having full concentration on driving, such as eating in the car, tuning the radio, and...

Wednesday, July 6, 2016

Summer is the time to kick back, relax, and enjoy all of the great things that summer has to offer! For our kids, this often means attending a summer camp for a week or so. Sending our kids to summer camp can be quite emotional. After...

Wednesday, June 29, 2016

The 4th of July is the best day of the entire year... well, according to me it is. Burgers, hot dogs, warm sunshine, and watching fireworks out on the lake, you just can’t beat it! Make sure to go over these safety tips before...

Wednesday, June 22, 2016

If you have ever booked a plane ticket or a vacation package, many times there is a question that prompts at the time of payment offering travel insurance. Common responses to this might be; Do I need it? Is it really worth it? What am...

Wednesday, June 15, 2016

Who can resist spending a hot summer day at the pool or on the boat? The cool water can be very inviting, but with these fun summer activities there comes a great responsibility and sometimes a great risk. Here are some tips to keep...

Wednesday, June 8, 2016

We would like to introduce Andrew Ricklefs as the newest member to our team. Andrew joined Knapp Tedesco this past November and is a Commercial Account Executive working with businesses on their property and casualty insurance needs....

Wednesday, June 1, 2016

Renting out your home in the summer for vacation use is quite popular, not to mention, can be a real money saver for everyone involved. But, do you know what your insurance covers when it comes to renting out your home? The answer...

Wednesday, May 25, 2016

The days are getting longer and the temperature is getting warmer! This time of year is ideal for Iowan’s to get their bikes out and soak up the summer sun. Biking is very popular in Iowa, especially in July during Ragbrai....

Wednesday, May 18, 2016

Eat chocolate and drink wine?! Since when has that ever helped anyone lose weight? When most people try to lose weight, they cut out on favorite foods such as cheese, chocolate, and wine. However, a top scientist, Professor Tim Spector...

Wednesday, May 11, 2016

Summer is the time of year that everyone loves…ah sweet summertime. One of the best things about summer is that it’s a great time to start living healthier again! Follow these 7 steps for your healthiest summer yet! 1.Add...

Wednesday, May 4, 2016

Cinco de Mayo is known as a day to indulge in margaritas, Mexican food, and attend late-night events. The history of the holiday goes back to 1862, where the Mexican army defeated a French invading force. However, it’s actually a...

Saturday, April 30, 2016

Everyone likes to have a little fun on April Fool’s Day. It’s a chance to play a joke or trick on friends and family and have a few laughs. However, sometimes April Fool’s Day pranks and jokes can go wrong. Even if...

Wednesday, April 27, 2016

It’s that time of year again, spring weather! We’ve waited so long for these days to come! Everyone is out and about enjoying the weather, including motorcyclists. Motorcycles are fun and fuel efficient, but they are always...

Saturday, April 23, 2016

Relying on the life insurance offered by your employer as your sole source of life insurance can be risky. There are several reasons why employer life may not be the best option. Many times employers offer a limited amount of life...

Wednesday, April 20, 2016

You may think you don’t need renter’s insurance because of the following reasons: Your landlord has insurance It’s another expense You’re not required to have it However, if those are the only reasons that keep...

Saturday, April 16, 2016

When traveling for spring break, the last thing most of us think about is any mishaps or problems we might have. However, when it comes to vacation, it’s always best to expect the unexpected! Be sure to consider these travel tips...

Wednesday, April 13, 2016

Is this your organization? Approximately 80 percent of medical expenses are incurred from only 15 percent of employees, according to a recent study by WELCOA (The Wellness Council of America). These same employees also account for 70...

Saturday, April 9, 2016

For some unlucky individuals, the damage from storms is unavoidable. However, for others, preventative steps could have been taken. Check out these 5 ways to prepare for the potential consequences of the next storm that comes your way....

Wednesday, April 6, 2016

It's the time of year when the sun is shining and the hum of lawnmowers fills the air. According to the Professional Lawn Care Association of America, homeowners spend about $6.4 billion a year on lawn care. Besides a perfect portion...

Saturday, April 2, 2016

We would like to introduce Sarah Craig as the newest member to our Employee Benefits team. Sarah joined Knapp Tedesco this past October and is an Account Manager offering service and sales support to new and existing clients. Sarah is...

Wednesday, February 24, 2016

Is Your Business Too Small to be a Target? (pun intended!) Data breaches come in many forms and most small businesses believe they are too small to be hacked. A recent study by Symantec, an internet security firm, found that three out...

Sunday, February 14, 2016

Every year around Valentine’s Day, jewelry sales increase by a substantial amount. In fact, jewelry sales are expected to grow by at least 5% until 2025. This actually seems quite reasonable, knowing that one in four Americans...

Wednesday, February 10, 2016

When was the last time that you sat down with your insurance agent to review your coverage? While many people avoid insurance like the plague, an insurance review is very important to make sure your risk is properly covered....

Wednesday, February 3, 2016

Ice dams are typically caused by uneven heat loss from your home in wintry conditions such as snow, heat melting the snow, and cold temperatures re-freezing melted snow. The heat is typically caused by inadequate attic insulation or...

Wednesday, January 27, 2016

What we keep in our vehicle can vary so much compared to someone else, especially what we keep in our glove compartment. Some fill it with napkins, receipts, and hair ties, while others keep simply their title and registration (a...

Wednesday, January 20, 2016

As we’ve all noticed, Iowa winter is here. Most of us start our vehicles in the morning to let them warm up a while before we head off to work. But besides enjoying a warm ride in the morning, does idling your vehicle on a cold...

Saturday, January 16, 2016

Thinking about getting a new vehicle this year? Don’t buy one without looking at the Insurance Institute for Highway Safety’s (IIHS) annual safety award winners first. IIHS president Adrian Lund says, “We asked auto...

Wednesday, January 6, 2016

With winter weather (especially in Iowa!) always comes a great deal of snow…and snow clean up. The use of snow blowers has fortunately made the dreadful task quite easier though! However, it’s important to keep safety in...

Wednesday, December 30, 2015

To start off, the entire staff at Knapp Tedesco Insurance Agency would like to wish you a very happy New Year. We hope that 2015 has been a great year for you and we hope 2016 is even better. Bringing in the New Year At the start of...

Wednesday, December 23, 2015

This time of year is all about gift-giving, and most of us have children on our lists of people to buy for. However, when it comes to shopping for the little ones, make sure to keep safety in mind. This may seem like common sense, but...

Wednesday, December 16, 2015

Your holiday shopping list shouldn’t be the only list you make this season. Making an insurance list is extremely important this time of year! December is the perfect time to make an insurance list, especially right after...

Wednesday, December 9, 2015

You asked our agency what all the buzz was about with self-driving cars and drones. Well, we listened! So, here's our two cents about the topics... What will self-driving cars mean for my car insurance? Self-driving cars are definitely...

Wednesday, December 2, 2015

Technology is expanding at a rapid rate. What used to fit into a building now fits into your pocket. What fits into your pocket now fit into a human cell in 10-15 years. Technology is doubling every 12-18 months. Technology is all...

Wednesday, November 25, 2015

While ride sharing and car sharing are fairly new terms to most of us, these services are definitely here to stay. The idea of sharing a ride or car seems harmless but it may have implications for your personal auto insurance. What is...

Wednesday, November 18, 2015

At any given moment in this country, approximately 660,000 drivers are using cell phones or manipulating an electronic device while driving. These drivers are known as distracted drivers, and that statistic doesn’t even include...

Wednesday, November 11, 2015

Whenever we use the internet, there is always the potential that a data breach could occur. We give the internet so much of our personal information and rights without even realizing all of the privacy we’ve given up for more...

Wednesday, November 4, 2015

We all have stress in our lives. It might appear that some people have more than others, but we really can’t assume the amount of stress an individual has. Stress can come about from work, school, relationships, illnesses,...

Wednesday, October 28, 2015

Iowa State University’s Homecoming week is one of the best times to be a cyclone! There is so much going on in the town on Ames in general, but Homecoming week really brings out the true spirit of Iowa State. Homecoming History...

Wednesday, October 21, 2015

Technology and fitness go hand and hand. Well, they do now! This is the generation of booming technology use and also being more health conscious. There are all sorts of technology devices that can help contribute to maintaining better...

Wednesday, October 14, 2015

Remember the good ole’ days of trick-or-treating on Halloween? The biggest concern your parents had was that you might eat too much candy and never get to sleep! Now days, things are different. We hear about tainted candy, but...

Wednesday, October 7, 2015

You want to be a leader at work, but you don’t carry a title. What can you do to still position yourself as a leader at work? There are many ways you can become an emerging leader at the office, but there are 7 ways that seem to...

Wednesday, September 30, 2015

Knapp Tedesco’s High Value Home policy provides exceptional service, protection and options to best suit you. With this policy, you’ll receive special coverage for your home, contents, other on premise structures as well as...

Friday, September 25, 2015

Auto insurance, and well, insurance in general is confusing. Many people understand that auto insurance rates are personally customized to you, the driver; knowing that the safer you drive, the better your rate, and vice versa. However...

Wednesday, September 23, 2015

Anyone who has ever been a victim of identity theft understands just how frightening and life changing it can be. Unfortunately, now it can happen much easier and faster than ever. With today’s use of technology, we are...

Friday, September 18, 2015

“If I die, why do I need money?” This is a question that so many people have when it comes to the topic of life insurance. Our answer is this, you don’t. However, your family, your business or your favorite charity...

Wednesday, September 16, 2015

There is no question that your home is unique. You’ve spent a great deal of time on all of the details to make it exactly the way the both of you have always wanted. But what about your landscaping? More than likely, you’ve...

Tuesday, September 15, 2015

One in six Americans lives in a homeowners association (HOA), whether in a condominium, townhome, or a single-family home. There are many benefits of a HOA but there are also drawbacks. One disadvantage of a HOA is the possibility of...

Friday, September 11, 2015

Pumpkin Spice everything, football games, scarves and boots…fall is the most wonderful time of the year to so many people! The leaves may be dying, but everyone sure seems to come alive in the fall! As clean up began and the...

Wednesday, September 9, 2015

What You Get With Your Current Policy-Restriction We hope that you never encounter a total loss on your home, but in the very possible case that you do, then what? Would you want to go through all of the same time and effort you spent...

Wednesday, September 2, 2015

When you own a high value home, you are likely to have some high value articles as well. Making sure you have adequate coverage on these items is important. With Knapp Tedesco’s High Value Home Policy, we make sure they are...

Friday, August 28, 2015

It’s that time of year again. Tailgate time! Even if you aren’t into football, you probably still tailgate to spend time with friends and family…and of course eat all of the delicious food! (I must admit that...

Wednesday, August 26, 2015

Do you know what your insurance covers you for when it comes to liability? It may not be as much as you think, which definitely isn’t a pleasant thought. Knapp Tedesco’s High Value Home Policy includes a great deal of...

Friday, August 21, 2015

It's estimated that 70 million dogs are owned in the United States and are in approximately 37% of all households. It's no secret that dogs are man's best friend. They are a great companion and can provide us with loads of health...

Wednesday, August 19, 2015

You’re a college student. You’re known to have the title of “broke college kid.” With college tuition, loans, rent, and everything else emptying your bank account, it’s nice to save same green on other...

Wednesday, August 12, 2015

We’ve all been asked this question before, often times when we were younger, trying to decide on a future career for ourselves. Did a particular job come to your mind? Well, I certainly hope you love you current job, but if not,...

Wednesday, August 5, 2015

What is a Buy-Sell Agreement? A buy-sell agreement is the agreement between co-owners of a business that governs the situation if one of the co-owners dies or otherwise leaves the business. Every co-owned business needs a buy-sell...

Wednesday, July 29, 2015

Change is often times inevitable. Whether we like it or not, change happens. Sometimes change is a good thing, something that we’ve wanted. Other times, it seems to be a misfortune. Without a doubt, change can affect our lives...

Monday, July 27, 2015

Protection is the sole reason people have insurance, and when you have a claim, that’s when you need to feel protected most. The truth is, in the event of a claim, most insurance agents hand it off to the adjuster and forget...

Wednesday, July 15, 2015

Today, mostly everything can be done online. From work, to school, to connecting with friends and family, the internet is truly full of all sorts of opportunities. But when it comes to insurance, should the internet be your sole...

Wednesday, July 8, 2015

We specialize in workers’ compensation insurance and are accredited by the Institute for Work Comp Professionals. Our Certified Work Comp Advisors are trained and educated in work comp and can identify common errors, implement...

Wednesday, July 1, 2015

We specialize in workers’ compensation insurance and are accredited by the Institute for Work Comp Professionals. Our Certified Work Comp Advisors are trained and educated in work comp and can identify common errors, implement...

Wednesday, June 24, 2015

Even if you are diligent about emptying the dryer’s lint filter after each use, you need to clean the machine’s vent several times a year to minimize your risk of fire. There are 15,500 home fires annually caused by dryers....

Wednesday, June 17, 2015

Your experience mod is the single largest factor that influences your work comp premium. Most employers shop their work comp insurance when their premiums increase looking for the lowest price but that is not how to control your work...

Wednesday, June 10, 2015

So many people find it difficult to be motivated every day. Why? Well, there are a number of factors that can cause lack of motivation, but that’s not my point of focus here. However, what I do want to focus on is what increases...

Wednesday, June 3, 2015

Often times in the process of selling and servicing home and auto policies we find ourselves in a conversation about deductibles. The customer initially thinks a lower deductible would be the best choice so that when a claim occurs...

Wednesday, May 27, 2015

As most of us can recall, some of the most damaging storms have occurred during sweet summer time. No matter the kind of storm, lightning typically always plays a major toll in the damage done. If you haven’t yet experienced the...

Wednesday, May 20, 2015

One of the most confusing components of Work Comp is the Experience Modification Factor. If you are like most employers, you watch your mod increase and decrease from year to year and wish you could somehow control it. What is often...

Thursday, April 16, 2015

At Knapp Tedesco Insurance, we specialize in workers’ compensation insurance and are accredited by the Institute for WorkComp Professionals. Our training and education is specific to the workers’ compensation industry and...

Thursday, April 9, 2015

Find the Coverage That You Need As a central Iowa contractor, you are likely experiencing an increase in building activity. The central Iowa economy is good; housing starts are increasing and commercial construction is picking-up. In...

Thursday, December 11, 2014

Worker's comp premiums are typically the largest expense for every business and far too often business owners know very little about how to control their work comp. Did you know that you can have a perfect score on your worker’s...

Friday, November 28, 2014

Regardless of your driving skills or vehicle preparation there are some winter conditions that can’t be conquered and it’s best to stay home until the roads are clear of snow and ice. If you find yourself hitting the road...

Friday, November 21, 2014

Let's face it; who doesn't love to light a candle this time of year? With the holidays fast approaching and increased usage of decorations it's important to keep in mind candle safety. The number of candle related house fires nearly...

Friday, November 14, 2014

Deep-fried turkey has risen in popularity in recent years and is often the method of cooking used this time of year. It’s no secret that deep frying a turkey can be very dangerous. It pays to do your homework beforehand and a few...

Friday, August 15, 2014

Experiencing a total loss on your car can definitely be disappointing but perhaps a greater shock would be realizing the amount of your loan is larger than the claim payment. This would take all the fun and excitement out of having a...

Wednesday, July 30, 2014

You've spent the last 18 year preparing your child for these first steps into a life on their own and finally the day has arrived. It's sure to be filled with excitement and joy but also a bit of anxiety as you enter into this new...

Saturday, July 26, 2014

More adult children are living with their parents today than ever before in recent decades. It's estimated that 14% of U.S. family households have at least one adult child living at home. Reports also indicated that 65% of recent...

Thursday, July 24, 2014

Don't wait for a serious situation to arise to learn about power of attorney and whether you need it. Whether you are going to be unavailable, or you want to prepare for unexpected illness or incapacity, create a Power of Attorney to...

Thursday, July 17, 2014

Protect Your Most Valuable Asset - Your Income You probably already insure valued assets like your home and your car but what about your income? Do you have any insurance that is designed to help you offset any loss of income after a...

Thursday, July 10, 2014

It's no mystery that hailstones can cause a lot of damage to roofs, windows, siding and much more. When it hits many times it damages roof coverings and leads to damaged ceilings, walls and floors. There are approximately 3,000...

Thursday, July 3, 2014

Employment-related lawsuits are a growing concern for employers of all sizes, including home-based businesses. Employment Practices Liability (EPL) Insurance is a policy used to cover your risks due to some of the most common...

Wednesday, June 18, 2014

Motorcycles are fun but let's face it, they can be expensive. When it comes to insuring your two wheel dream machine you want the best protection at the best possible price. Here are 7 ways to save on your motorcycle insurance....

Wednesday, June 11, 2014

Ok, so you might be asking yourself "why do I need to keep a record of my personal belongings?". If you have never had a claim on your homeowners or renters policy it's a fair question but ask anyone who has experienced a claim and...

Wednesday, June 4, 2014

It’s important to regularly examine trees and check for damage or other trouble signs. Good pruning can prevent many problems, but over-pruning can significantly weaken a tree. Some trees are more prone to storm damage than...

Wednesday, May 28, 2014

If you suffer from allergies, you are not alone. I recently heard a statistic from the American Academy of Allergy and Immunology that more than 54% of the U.S. population suffers from allergies. Allergy symptoms occur as a result of...

Saturday, May 24, 2014

Floods are the number one natural disaster in the U.S. causing around $5 billion in damages every year. Yet most homeowners' insurance policies don't provide coverage for this risk. That's partly because flood dangers are so...

Wednesday, May 14, 2014

It's that rainy time of year here in Iowa when we all cross our fingers and hope that the sump pump in our basement is up to snuff. After all, who wants water in their basement? Here are some good pieces of advise for you to consider...

Wednesday, May 7, 2014

Lake homes are often times the hub of family, friends and fun times in the summer. I was fortunate to have grown up in a family with a lake home on Lake Okoboji in northwest Iowa. While it's always fun to get away for a weekend or even...

Wednesday, April 30, 2014

After a long winter, it's finally time to dust off the old bicycle! It's no secret that bike helmets reduce the risk of head injuries. If you are like me, my helmet can be a challenge; too wobbly, too tight on my chin, the list goes on...

Wednesday, April 23, 2014

The best time to make the decision about whether you will need extra Rental Car Insurance is before you're standing at the car rental counter. Things To Consider When Renting A Car It's not uncommon for rental car agencies to offer you...

Wednesday, April 16, 2014

I heard an interesting fact a while back. We all insure our homes for claims that might happen. Very few of us insure our lives for something that will happen!I heard an interesting fact a while back. Life Insurance - Costs Too much?...

Wednesday, April 9, 2014

In the event that someone is injured on your property and you are found legally responsible, you could be faced with a costly financial burden. In fact, without a personal Umbrella Insurance policy, any expenses beyond the limits of...

Thursday, April 3, 2014

On the evening of September 22nd a storm tracked across the Ames area causing flash flooding across the city. As a result, many Ames residents and businesses experienced water in their basement damaging floors, walls and the contents...