Pokémon Go: Are you insured?

July 20, 2016

Pokémon has been around since 1995, and now it’s back and bigger than ever. The game has never been so lifelike than what it is now with Pokémon Go, a mobile app that has users outdoors hunting for virtual Pokémon everywhere, literally.

Although Pokémon Go has got people enjoying the great outdoors, it has certainly arisen some consequences. Now, with people staring at their phones even more while they walk, bike, or skate to capture their next Pokémon, they are running into signs, cars, and of course, other people. With this craze going on, it’s important to stay protected with insurance, whether you are playing Pokémon Go or not.

3 Types of Insurance you need to Play Pokémon Go

1. Homeowners’ and renters’ insurance Rest assured that if your home gets broken into by a Pokémon hunter, your possessions are covered! However, it’s important to create an inventory of your possessions (excluding Pokémon) to make filing a claim easier.

2. Auto Insurance If you are hit while chasing after that rare Pokémon, you may be covered, depending on who’s at fault. (This is not giving you permission to stop looking both ways before you cross the street, though.)

3. Identity Theft and Cyber Crime Playing Pokémon Go presents an obvious risk of identity theft. Many insurers will cover identity theft as part of a homeowners’ policy, or offer it as a stand-alone policy.

 

If you are out playing Pokémon Go and aren’t properly protected by insurance, call Knapp Tedesco Insurance today at 515-232-7060, or visit us online at www.knapptedesco.com. If you, “gotta catch’em all,” make sure you are covered first!