Ames Boat Insurance

Getting out on the water in your watercraft is can be a wonderful escape from the day-to-day. But, having fun on the water can also increase liability risks.

Let’s make sure your “financial boat” doesn't sink should you encounter rough waters.

The fact is, homeowners policies usually place numerous restrictions on boat owners, depending on the size and horsepower of your watercraft.

In other words, if you don't carry a boat insurance policy, you may be underinsured.

Typical coverages should include:

• Personal liability
• Boat
• Motor
• Trailer
• Medical and physical damage perils

We also provide insurance for the following types of boats and personal watercraft:

• Runabout
• Mini Jet Boat
• Sailboat
• Pontoon
• House Boat
• Cabin Cruiser
• Other Fishing Boat
• Bass Boat
  

We also work with carriers who provide boat insurance discounts. Here are a few ways you may be able to save:

• Own your home
• Have idle assisted steering installed
• Insure multiple vessels
• Bundle other kinds of insurance
• Are the original owner
• Pay your policy in full each year
• Have a clean automobile driving record
• Have a safety course certification

There are even more ways to save on boat insurance, but the only way to truly determine the best policy for you is to have a quick chat about your needs and the amount of protection for income and assets that you will require.

You may think you want the cheapest insurance you can find, but cheap isn't everything.

While most insurance products are similar in price and function, insurance providers vary when it comes to structuring a policy that actually covers you.

There’s no such thing as a one-size-fits-all insurance policy when it comes to your boat.

Contact us today, and we'll help you protect what matters most.

As serene as the water appears is when a storm will rear up or another boat will lose an engine in the marina and collide into you.

A boating accident can ruin your peace of mind, finances and in the case of the poor people in the sad story above, it can take a life.

For the price of a few dollars a month, you will be protected on the water as will your vessel.

At Knapp Tedesco Insurance we have protected the residents of Ames from boating accidents since 1926. We know our area and the waters in it.

Complete the Quote Form right now, before that boat launches. The professionals at Knapp Tedesco Insurance will contact you with boat protection that will pay for itself in peace of mind as well as dollars and cents.